But if you did not jump on the home buyer tax credit train in time, there are still plenty of great reasons to purchase a home in our current market! 

Interest rates are currently at a 50 year low!  In many cases around Charlotte, buyers are able to purchase homes with less money per month than they currently pay in rent.  Even if you currently own your own home, now is a great time to transition into your next home.  With interest rates this low, payments on a larger home are often the same as your current home.  Whether you’re upsizing or downsizing, the savings can be tremendous.

Currently in Charlotte, we are in a buyer’s market.  If low interest rates are not enough to convince you to buy, consider the fact that many homes are currently on the market in Charlotte for unbelievably low prices.  Many times the owners of these homes are very motivated to sell.  This means a great deal for prospective buyers.

Last, consider the tax benefits of owning your own home.  With the suggestions above, you can currently buy a home in Charlotte at a great price, with amazing financing, paying less than you’re currently paying in rent, and at the end of the year you get to reap the benefits of owning your own home.  The ability to deduct mortgage interest and property taxes is icing on the home owner cake.

So, don’t be discouraged if you missed the home buyer tax credit, there are still a ton of exciting reasons why you should buy a home in the Charlotte area.

If you have any questions about the Charlotte Real Estate market or would like help finding the perfect home, don’t hesitate to give me a call!

The first change was made to item #15 and was revised as follows: “military” was added to the statment making the revised statement, “COMMERCIAL, INDUSTRIAL, OR MILITARY NOISE, ODOR, SMOKE, ETC. AFFECTING THE PROPERTY?”

On page 2 the following statement was added directly before the Owner and Purchaser Initials and Date: “In lieu of providing a written explanation, you may attach a written report to this Disclosure Statement by a public agency, engineer, land surveyor, geologist, pest control operator, contractor, home inspector or other expert, dealing with matters within the scope of that public agency’s functions or the expert’s license or expertise.”

After July 1st, all buyers should obtain a new property disclosure prior to making an offer on a property. In the event a seller fails to provide the new NC residential property disclosure, the buyer shall have the right to cancel the contract within three days of the effective date of the contract or within three days of receiving the disclosure, which ever event occurs first.

A copy of the State of North Carolina Residential Property Disclosure Statement can be viewed at:
http://www.ncrec.state.nc.us/forms/rec422.pdf

As always, if you have any questions about Residential Property Disclosures, or Real Estate around Charlotte, NC don’t hesitate to call!

The main floor features a great room that would make a terrific home office or media room. You will also find a two car garage and half bathroom on the main level.

The second floor invites it residents to relax in a large great room, with fireplace, that opens to a formal dining room, and a kitchen with upgrades such as hard wood floors and quartz counter tops. A large deck can be accessed from the great room and is ideal for relaxing and entertaining. There is a powder room located on the second floor as well.

Located on the third floor is the Master bedroom which features vaulted ceilings and a master bathroom with separate garden tub and shower, and dual bowl vanity. Down the hallway is a second bedroom that is even larger than the master bedroom. Also on the third level is an additional full bathroom and laundry room.

Urban living at its finest, Ayrsley offers its residents a community complete with restaurants, shopping, parks and a large movie theater. Don’t Miss out on this great deal on a townhome with all the extras!

Among the many benefits, you’ll find a large kitchen with a counter top bar open to the great room, a large formal dining room, vaulted ceilings throughout the foyer, great room and master bedroom.  The great room features a fireplace and large windows.   Downstairs you will find a large master bedroom with a bay window/sitting room and a master bathroom with seperate garden tub and shower, seperate vanities, and a huge walk in closet.  Upstairs you will find two additional bedrooms with a full bathroom, a loft and built in book shelves at the top of the stairs. 

Only a short ride to Rivergate shopping center, restaurants and shopping are very convenient to the Yorkshire subdivision.  The neighborhood features terrific amenities such as a large swimming pool, tennis courts, volleyball court, playground, pavilion with grills, and walking trails galore!  With all that this beautiful home has to offer, Yorkshire is the perfect setting for your new home! 

This home is served by the following Charlotte area schools: River Gate, Southwest and Olympic.

The United States Department of Agriculture is trying to encourage rural development by providing buyers with lower incomes a source of financing for the purchase of their home.

USDA home loans around Charlotte, NC do have a few restrictions such as area in which the home resides, income limitations, and credit scores. The home must be located in an eligible rural area that is determined by the USDA. Some portions of Charlotte and Mecklenburg County qualify for USDA home loans, and much of the areas in surrounding counties of North Carolina & South Carolina such as York, Lancaster, Union, Gaston, Lincoln, Catawba, Iredell, Rowan, and Cabarrus qualify for the USDA financing.

With financing becoming tougher to obtain on your new home, USDA may be the perfect choice for your next home. To find out more about homes around Charlotte, NC that qualify for USDA home loans or to find a lender that can offer you USDA financing, call or email me today. I would be happy to help you find the perfect home in a USDA eligible area.

Click the button above to begin searching townhomes and houses for sale in Lions Gate, Charlotte, NC 28273.  As always, if you see something you like and would like to schedule a time to take a lookat it, feel free to call or email me anytime!

1. An Advocate for You
In the state of North Carolina, a listing agent(the sellers real estate agent) works in the seller’s best interest at all times during the selling of the home.  This means if you call a phone number on a “For Sale” sign and ask the agent to view the home, you should be cautious what you tell the agent, as the agent will relay any important information back to their sellers.  A buyers agent can be your advocate during the process and will keep all information confidential. An example of this that I really like is referees in the Super Bowl.  If your team was playing in the Super Bowl, you would not like the idea of the opposing team’s coaches acting as the referees for the game, would you?  Keep in mind that the other team would love it if their coaches were the referees… Just like a listing agent loves it when they get to work with buyers that are not working with a buyer’s agent.  It lets them control the situation and have the upper hand at all times for their seller.

2. Education & Experience
In North Carolina, a real estate buyers agent has many hours of education in the local real estate laws.  They can navigate the real estate waters and explain each step of the process in terms you can understand as a buyer. Experienced buyers agents will have the knowledge to advise you when tough decisions arise during the home buying process.

3. Neighborhood Knowledge
Charlotte Real Estate agents are constantly taking a communities pulse and understand the real estate dynamics of individual neighborhoods.  The knowledge of specific areas will help you as a buyer to make the most informed decision when purchasing a home.

4. Expert Negotiator
Having an experienced negotiator working for you can mean the difference between saving thousands of dollars on your home purchase and possibly not getting the home at all.  A Real Estate buyers agent knows the ins and outs of negotiations and will work to get you the best terms and price on your home.

5. Price Guidance
Determining whether the listing price of your dream home is a good deal or not can be a confusing concept.  A buyers agent will research comparable homes in the area that sold recently and inform you of their expert opinion as to the value of the home.

6. REALTOR® Resources
A Charlotte buyers agent will use all available resources as an agent and a REALTOR® to help you search for and find that absolute perfect home.  A good buyers agent will have previewed many of the homes you’re interested in and will be able to provide you with details about the property that you can not find through a simple internet search.

7. Discuss your Financing Needs
A real estate agent can discuss your financial situation with you, and help guide you to the proper experts to help you accomplish your goal of buying a home.

8. Professional Networking
As real estate agent in the Charlotte area, it is a must to network with other industry professionals regularly.  A buyers agent can provide you with contacts for experts you will need when buying a home, like real estate attorneys, home inspectors, surveyors, and lenders.

9. Loads of Paperwork
Paperwork is a necessary evil when buying or selling a home.  A real estate agent will complete much of the paperwork for you, keep it all organized, and always keep your abreast of key dates you may need to remember in the contract and throughout the closing process.

10. You closed on your Charlotte Home, Now What?
After you’ve closed on your new Charlotte home, it is almost guaranteed you will have questions about something.  When you’ve worked with a buyers agent on the purchase of your home, they continue to be your real estate resource even after closing.  You can go to them anytime for expert real estate advice.