Financing
Did You Miss the Home Buyer Tax Credit? Reasons Now is the Time to Buy!
July 5, 2010 by Tim · Leave a Comment
The deadline for purchasing a home for the home buyer tax credit passed us by on April 30, 2010. Buyers have been given a bit of extra time to close on these properties because of the recent bill passed by Congress.
But if you did not jump on the home buyer tax credit train in time, [...]
USDA Home Loans, 100% Financing on Charlotte Area Homes
March 3, 2010 by Tim · Leave a Comment
You may have seen subdivisions around Charlotte, NC and the surrounding towns and counties advertising 100% financing on their homes. In many cases these communities are offering USDA home loans which allows buyers to purchase homes in “rural” areas with no money down. This financing is available for new homes as well as resales around Charlotte. [...]
10 Reasons to Work with a Charlotte Real Estate Buyers Agent
February 21, 2010 by Tim · 1 Comment
If you’ve been thinking about buying a home in or around Charlotte, NC, you should consider contacting a real estate buyers agent to help guide you through the home buying process. Here’s 10 reasons why…
1. An Advocate for You
In the state of North Carolina, a listing agent(the sellers real estate agent) works in the seller’s [...]
HUD Waives FHA 90 Day Seasoning Rule – Charlotte, NC
February 8, 2010 by Tim · Leave a Comment
As the number of foreclosures continues to climb in Charlotte and across the nation, investors are seeing terrific opportunities to buy distressed properties, fix them up, and sell them for a quick profit. However, HUD has a rule in place that does not allow buyers to obtain FHA mortgage insurance on any property that has [...]

Hello, my name is Tim Derylak, and I'm a licensed North Carolina & South Carolina REALTOR® with Keller Williams Realty of Fort Mill. Buying or Selling Real Estate in Charlotte and the surrounding areas can be a daunting task, but I'm here to help you through the process and make your experience enjoyable and stress-free. Feel free to call or email me for help with all your real estate needs! - 